Build Your Future as a Loan Officer
Help clients reach their homeownership and financing goals with a team that supports your growth.
Support on every file, from pipeline to funding.
At Theós Financial, we welcome newly licensed and experienced loan officers. From developing your pipeline to working through loan scenarios, our focus is on helping you serve clients and move business forward.
- Competitive commission payouts.
- Technology to help manage your pipeline.
- Training and guidance for new loan officers.
- Scenario support and processing assistance.
- Leads available for purchase.
- A set credit per closed transaction toward future lead purchases.
Theós Financial
Theós Financial Inc is a mortgage brokerage in Valencia, California, licensed in California and Washington (NMLS ID 2685114, CA DRE 02253229). We are a broker, not a lender: every file is shopped across multiple wholesale lenders, which gives a loan officer more programs to place a client in and more than one rate sheet to compete with. Purchase, refinance, FHA, VA, jumbo, bank statement, DSCR and reverse are all under one roof.
Is this you?
- Licensed mortgage loan originators in California or Washington, or candidates working toward their NMLS license.
- Newly licensed originators who want scenario support and a processor on their first files, not a sink-or-swim desk.
- Experienced originators who want wholesale pricing, a wider program menu, and a say in how their business is run.
- People who answer the phone, explain things plainly, and follow a file through to funding.
Four steps from first call to first file.
A confidential conversation
Tell us where you are today and what you want to build. We walk you through compensation, support, technology, and the lead credit program.
Licensing and sponsorship
If you are licensed, we handle the NMLS sponsorship change. If you are exploring licensing, we point you to the steps and the timeline.
Systems and training
You get set up on our pricing, application and processing tools, with training sized to your experience.
Your first files
Scenario help and processing support from day one, with an update at every milestone so nothing stalls.
Frequently asked
Do I need to be licensed already?
To originate loans you need an active NMLS mortgage loan originator license in the state where you work. Newly licensed originators are welcome. If you are still exploring licensing, reach out anyway: we can explain the pre-licensing education, the SAFE test and the state application so you know what is ahead.
How is compensation structured?
Compensation is commission based and competitive for the wholesale channel. We go through it line by line in our first conversation and put it in writing before you join. As required by federal rules, loan officer compensation is never tied to the rate or terms of a borrower's loan.
Do I have to buy leads?
No. Lead purchases are optional. Many of our originators build on referrals and past clients. Leads are there if you want to supplement your pipeline, and the lead credit program lowers the cost over time.
Where would I work?
Our office is at 23734 Valencia Blvd, Suite 206 in Valencia, California. We arrange loans throughout California and Washington. Ask us about the arrangements available for your situation.
What support is there on a file?
A processor, a scenario desk for structuring questions, and access to the lenders' account executives. You are never the only person who has seen your file.
Let's talk about the business you want to build.
A confidential conversation with leadership about compensation, support, technology and the lead credit program. No obligation.
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